Normally it's the merchant/bank who's being charged a chargeback fee, not the consumer - to be honest I personally never heard about this before starting with AdvCash. For example with Payoneer there is no chargeback fee and my two banks doesn't charge any chargeback fee as well, so I really find this $35 fee quite high, specially when it's per transaction like in the above case. I do understand the frustration of this guy for sure. Maybe it will be possible for AdvCash to speak with WaveCrest and have it reduced, at least in cases like this with 29 transactions.