The problem is that if you reserve a one day loan, it is impossible to use it.  If you reserve a 7 day loan, you can't use it on a 7 day position, and so on.  Intuitively, if you reserve a 7 day loan, you expect it to be usable for a 7 day position.  I realize by the time you go to open the position there are only 6 days, 23 hours, and 59 minutes left so you can't, but this is not what one would expect to happen.  Sukrim is asking you to make the software go by calendar days such that if I reserve some funds for 7 days at noon I can use them up until midnight to open a 7 day position.  I offered that it would be easier (i.e. less new programming) to make the software secretly add a few hours so that one has time to act on the loan.  Thus, if I reserve funds for 7 days, I am really reserving them for 7 days and X hours.  This way I could then use the reserved funds to open a position of same length as the loan, as one would intuitively expect.


To make things more clear, I have added a $10 10% 1 day loan offer to the market.  Go to the lending page and reserve it, then go to the trading page.  You will find you have no reserves to open a 1 day position.  This is the problem that Sukrim (and several other people recently) have complained about.