1 BTC is not worth to hold in the long term, you need 50-100 BTC to get decent results.
That's is a good estimate, we will never know what would be the standard way of living in the future and things could go so expensive so it is better to have an excess estimate than a very conservative estimate.
Yeah 1 btc won't give you best returns and you cannot become rich with that amount, as price won't be in millions in future that even 1 btc can take care of you, better to have huge amount of coins.