If ripple.com doesn't proclaim loud and clear that their intent is to find a community consensus of how to fairly distribute the whole of xrp in existence, then a dark path is ahead. For as the value of xrp rises, so will the devil in the hearts of those who hold it, and soon power will corrupt and scarcity will be the key to profits and control. Even if you trust the creators, centralizing the xrp reserves will attract power hungry monsters who will find a way to take over, whether it through government/mafia coercion or economic means. Satoshi would be rolling in his grave. Ripple has amazing potential, lets make sure it is for the greater good of us all.