I never saw anyone asking for a loan and with this type of language.You want help from other so you have to be polite.If u can repay this loan then why dont you use this account as collateral..
Because so far the people who want to fund it want my account as collateral & they're less trusted than me. Escrow is way too much of an overkill for $2 to hold my account.
ive held accounts more trusted then yours in loan before. just look at my trust might have a few neg ones but i dont lon scam