Loans can be risky because if you do not know how to pay it back and if you are not being able to pay it back you will be in some trouble.
You should only take a loan when you are going to purchase something important.
loan, I think it's very risky. give a loan to someone will be very difficult to return. you may be hard to collect your money repopulating it more if you are new you know and irresponsible. better not to lend. especially if you're the one who borrowed. it will be very difficult to restore if you do not prepare for that. belongings or your name will be on sale because they can not pay it