I think its time to invest your money
buy bitcoin or altcoin and hold it for the long term
bitcoin will rise after the block halving or buy some waves altcoin the price will increase in the future
but you need to patience.
not all altcoin can growing, i think better you research before buying altcoin, in this momenth you will find more than 500 altcoin in market, if you choose wrong altcoin im sure you will lost your money..