Why do you think I am a scammer, owlcatz?
We are a platform that connects borrowers and lenders, we are not the ones taking the loans. We never stated that we are responsible or endorse any of the loans in the platform. When someone in this forum pulls a scam does it make the forum owner a scammer?
We do everything in our power to prevent and we also try to recover defaulted loans. We offer arbitration awards free of charge (we pay the arbitration firm to issue them), we call the borrowers before the loan goes into the platform and we also contact late ones.
We don't answer questions on the forums because there are many forums out there and they do not offer proper tools to manage all the messages. We do have a support email and answer all the messages we receive in a timely manner.