I think loan is a scam. An economy needs, only, free funding and a tax system and nothing else. Do you agree?
Banks are giving free money! Leave a 1000$ on your bank account for a year. In the end of the year you should have something like 1002.5$. So 2.5$ for free! isn't it good?
The bank never gives free money to the citizens. They force people to take loans even if it's not required by bringing up new schemes, to attract people. The only one who gets profit is the bank itself. !
what you are telling is perfectly correct. Bank will never give anything for free, their will be something hidden charges, which they reveal it after they make you customer. Banks are maintained by corporate who are working for only their profit not for community service. That is why Bitcoin should be used so that you wont be charged unnecessarily for any transaction or other services.
I agree that bank never give free money. @Bitcoinbox, that is called interest for using your money to get profit. You should know that the moment you deposit your money in the bank, it doesnt stay there. They use it as loan to other people or venture it to another business. All left in the bank is that papers, receipt and folders including the record of your transaction. @PokerFace3 and btcdevil, well even as evil as you think bank is, they have given lots of people a job. This charges and other stuff (profit /earning) is needed to payout their staff, and maintaining their smooth operation.