Tulkas,
I am one of those who received the "spam" you keep saying NET-ARB sent to your user database. Besides the arbitration awards, the only emails I ever got from NET-ARB were about enforcing my awards at Mr. Palley's website. This seems like something you should support if you care at all about borrowers not repaying loans. Both NET-ARB and Mr. Palley are trying to help us. So would you please explain why you are against this and why you call it spam?