This may be a stupid question, but I'm not always very good at understanding things when I read them, so I apologize if this is stupid.

What is the purpose of having a linked paypal account? Is it simply another way for lenders to see who is reliable and such? Or will late payments be made using paypal? I have never used paypal so I am not sure how it works and such...

Again, sorry if this is a stupid question, but it would be great if someone could clear up my confusion for me!! Thank you!