cryptoadoption: what part of Stellar do you think is not decentralized?
You started as a Ripple fork. Lumen distribution remains horrible and is to a large degree centrally controlled.
Your regulatory compliance efforts will ensure Stellar will never be completely decentralized. For example:
"October 5, 2016: The first round of the lumen giveaway to bitcoin holders will conclude. If there are unclaimed lumens, theyll go to Stellar.orgs operational fund.
Due to regulatory restrictions, this program is closed to residents of the U.S. states of New York, Georgia, New Hampshire, and Connecticut as well as the nations of Iran, Cuba, North Korea, and other countries subject to sanctions by the United States. These restrictions are subject to change to account for changes in regulatory posture."
https://www.stellar.org/developers/guides/compliance-protocol.htmlPerhaps what you offer will have some value to banks and corporations. Just please don't pretend that Stellar is decentralized.