I choose bitcoin wallet just for doing transaction online so the payment can be fast, but still all of my money is in the hands of bank.
I don't know it is a good or bad but I don't have fiat money. I only have bitcoins my all work's payments are in bitcoin. so My whole money in bitcoins.
but I also know important of banks. I know one day I'll change all my bitcoins to fiat and store them into bank account.