Like I said, this is in the end going to have to be a class action format suit against Jam and no lawyer will take a case like this on without multiple examples of fraud...lets start assembling and documenting all of the individual examples of fraud perpetrated by Jam and build a case to present to the authorities first...we will probably have better luck with the authorities initially; civil action for damages can follow after an official fraud investigation is conducted.
I don't know if they still do, but I know in the past that several btcjam employees (including senior management people) were investing in numerous btcjam loans while working for btcjam. I wonder if they also lined their pockets with unpaid loans which is why btcjam is fighting so hard not to give us anything enforceable, first cutting ties with a legitimate arbitration firm and now bad-mouthing enforcemyarbitrationaward.com.