Ok, so I have a fairly common use-case. I own some bitcoin (for spending and for long-term holding). I currently hold my non-immediate-spend btc in various backed-up and encrypted wallets for which only I know the decryption-key/password. I do not have the password written down anywhere, and I want to keep it that way. I also do not want to print out a clear-text private key.

I do need other people to potentially have access to my bitcoin if something happens to me. I will probably have my wife memorize my password.

I know the typical solution is a paper-wallet, but I hate the idea of this being cleartext anywhere. Yes, I know this amounts to a brainwallet, but I consider the absolute lack of physical theft being a problem to be a huge plus.

So what do people typically do?