Hello all I am asking for some help.

This is the first time I have ever done this but I need help paying my business phone line. (I work from home tech support)

AT&T is about to shut it off because I fell behind on the bill when my daughter got sick and was unable to work. 

I am willing to pay $5 in interest over the $20 disconnection fee.

I have my BTaccount and it says its worth:

Share this estimate: http://www.bctalkaccountpricer.info/?token=t4078dk9
User Id: 406846
Name: strat1x88
Posts: 38
Activity: 38 (Jr. Member)
Potential Activity: 182 (Potential Full Member)
Post Quality: Poor (60.53%)
Trust: Neutral
Estimated Price: 0.03217500

So this is all I will ask for since it will cover the loan amount.


Loan Amount: 0.025 BTC
Loan Reason: Need to travel urgently to near by city to visit my father-in-law
Interest Offered: 0.00763 BTC
Pay Back Date: Morning of July 29th 2016 Pay Day
Collateral Offered: My bitcointalk account
Payback amount on PBD: 0.3363
My BTC address: 12r2KR4wtLy62s9VMmoufpio4pBkyGg3my


I also have a verified CEX.IO with an extensive account history and paxful accounts and localbitcoin accounts all in good standing with over 20 trades each if you need to see those in a PM

Please let me know if I am doing anything wrong or if this estimator for the account was wrong.