Sounds like you need to chill a bit. Anyway I got it now so thanks. If the price of steem doesn't go up and you have your funds locked in SP you are losing 10% value ( minus curating reward) every year , as an investor might as well buy some steem or steem dollar.
If you are a short term or medium term speculator, keeping Steem is probably the best way. The Steem is liquid, but it does not help you with voting power for the web page. Also, the liquid Steem does not participate in the Steem Power vesting pool. So, if you hold Steem, you are hoping more steem gets converted to steam power than the other way. The Steem dollar is supposed to strive to be pegged at $1.00. So far, that has not been the case. Probably, because it is the only liquid asset people are getting right now to dump right away after getting a score with one of their posts. You also get interest on the Steem Dollar holdings if it is worth below $1.00 USD.