I have lent some money to HaoBTC. The interest rate is about 8%. It is not high, but I get some income.
For me it is somehow it is a good amount of rate, and of course you don't have nothing to do but to lend your bitcoin and going to wait for the interest rate and return of your bitcoin. That's a fair enough rate to lend your bitcoin to HaoBTC.
That is nice rate but for me it is not enough, I do not lend money for interest, as I do not want to get lesser amount, yes that rate is lesser for me, I will start a business with my money and there I will earn much better then I will not need any 8% but I will earn more than 100%, I am working for that and sooner I will have my own business.