I think loan is a scam. An economy needs, only, free funding and a tax system and nothing else. Do you agree?
If the bank starts to give free money our people will become too lazy that's very true
banks make money from the investment the do and the loan the give to people so that the can pay there workers and keep the business going
i will advice banks and government to provide loan with low interest rate to people so that the can utilize there talents or capability
that is the best way to grow a country