If you need to ask these many questions with the forum full of information repeated over and over then maybe you aren't ready to invest in such a project? I only ordered an SC and since I don't "need" that $1300 anything I make in return is a plus for me. $1300 to me is a few shopping trips at Walmart. I just won't visit as much as I do. 
The reason I am asking so many questions, is because I plan to spend significantly more than $1,300.
Also, just because you are frivolous with your money, does not mean everyone is. There is something to be said for caution, especially in market conditions such as these.
But, thanks for your comments, however useless they were.
Regards,
Johnny