Got it, thanks.

It looks like all three of us are hoping for a sub-$30 silver, albeit for different reasons  

I am pretty confident the $20 year-end target is a impossibility, but feel making the bet is unfair to you -- you'll only win if silver takes a 45% haircut from here -- I don't want to be perceived as taking advantage of somebody's judgement lapse.

Edit: I apologize if this came across as arrogant or any sort, what I really meant was you put yourself in a disadvantageous position from pure statistical/probability point of view.