You would,if you cared to read the entire thread.Basically,Jacee linked that dude to the collateral terms which are posted by VOD a very long time ago.Since it has a wonderful explanation on what a actual collateral is,every time a discussion about collateral comes out in the lending section,the post from VOD is quoted in the post.And hence VOD's current post,wish he'd get a payback every time that post was quoted.He would be rich!