newbie plus reversible payment method = most likely a scam. you will only get trade offers from newbies which is most likely a scammer too or from users with red trust that will try you to scam :/
too many preacher at bitcointalk currency exchange section.
Either they don't have money to buy or just have too much time to waste.
anyway OP we will use escrow with holding time and i will not do it without it.