I think any loan request should have the user banned. These are all scammers. I really hope newbies aren't loaning these scammers money.
not all user are scammer, there are still a few people who really legit when they make a loan request.
why you believe with what OP said? didn't you ask something like "please sign a mesagess if that's really his account"?
i too am wondering how he gave loan to op? are they connected or lender is a beginner?. did they had private talks? he didnt even asked legit things by a lender as mentioned above?. op even offlined.