So, as mentioned before, I'm relatively new to Bitcoin. I can see that the Microlending system (on this forum, at least) is pretty well set up, with a trust system + collateral and escrow. Would it be a good idea to make some bitcoin lending out very small amounts to users? I could get started with a relatively small amount and only offer loans to very trustworthy members with collateral. Would this be a relatively safe way of making a bit of money? Thank you!
It's not going to make you much money, but it's something. It's a way to put your money to work for you. As you've said, you need to be very wary and deal with reputable members with sufficient collateral. Dealing with liquidating collateral can be a headache.
It's not worth it to me personally -- I prefer to keep most of my bitcoins cold, with some funds spread out to a few exchanges to catch market movements. Everything comes with its risks.