I "like most of us here" would love to go full time with bitcoin, but like many of us i know that it can be very risky. Which is why I am waiting for bitcoin to be come more established and mainstream to worth something considerable in value. Perhaps 3-5 years waiting time is needed for this to happen..
a risk is a challenge for us to decide the fate. If you are too afraid of the risk then your life will not change, because you do not take the test to change your life. So we must be sure to buck up against us, bitcoin now better and will always give you an advantage.