You are correct that 20k is worth going to court over. But I am not here to screw anybody and I won't default on my debt. So from my perspective I am not worried about anything.

If it doesn't fund I'll re-list the loan for a lesser amount. The great thing about BTCjam is that multiple people can collectively help each other out by contributing to the loan what they have or feel comfortable with. I tried to get this loan last week and it didn't work.

I understand that the price is way up and because of that I doubt it will fund either. I may end up having to reach in my own pocket. But, if there are enough people out there looking to place some of their hard earned coins for a profit than they are welcome to invest in the loan.

Thanks for discussing this with me. I do appreciate your opinion and input.