Jewels isn't directly letting their players convert their earnings to real money either. Jewels isn't "real money"...
Jewels are a virtual currency. If virtual currencies aren't real money explain why Charlie Shrem and the creator of egold landed in jail.
Obviously these big names consult lawyers they're huge multimillion dollar companies what would you expect them to yolo

lol!
When you grow up you'll understand that people use lawyers all the time from buying property to setting up businesses to resolving contentious matters to dealing with divorce etc. Your "only million dollar businesses use lawyers" stance may be true in hollywood movies but this is not hollywood. Beside if you actually read what I said instead of throwing your uninformed opinion around you would know that what I recommand OP is not to bother with the legal process but use smart contracts to get rid of the problem altogether.
At any rate you are entitled to your opinion however uninformed and naive it may be, but I don't really care about what you think. It's to OP I am talking here.