Whoa...you do realize you'd always be able to get a premium over spot by keeping it intact and selling it whole right?  Very few situations warrant defacing a collectible coin that only gets more collectible while idiots rip away the stickers and devalue them.  They have WAY less value after being spent than they do intact and loaded by the man himself.  You've got a hero account, consider selling it intact for BTC in an auction here...you'll get more than face value every time, and if you're willing to sell on ebay, you can make a lot more than spot price, just be damned sure to ship it with the crazy lock and key shipping that must be signed for by the recipient only.  Ebay has your back if someone try's to scam you and you can prove it.