There is the possibility for you to start out your own lending company here, and you can build trust in the forum. But you must, of course, to use escrow before going to get trust out of the people. But that's just my opinion about it.
earning of interest is a very good method. and I think this method is the easiest job, but the problem is with the borrower. you do not know he's a good guy or bad ?
The idea is too easy if we can consistently earn and interest of the amount we lend, the thing is we do not need to pay for the workers and office space if we operate online lending so we can save on the expenses but the problem is when your borrower failed to pay and will just run away.