Isn't visa electron a particularly tricky card? I had a friend who had one who seemed to have serious trouble getting it accepted quite often.
Yes Visa electron is a debit card. Not a credit card. Visa itself sucks too. Get a MasterCard it is the best. I had so many damn troubles in the past because of the stupid Visa. Went to Mastercard 3 years ago, not a single problem had since then.
Cex.io also looks to be trusted but i didn't like the deposit/withdraw fees tbh.
Well, $3.80 per withdrawal is not expensive at all. Haven't seen lower fees anywhere else