I think that saving is the better cause investments is always risky, you will never know what you can got at the end, so better to use safe ways.
Lol I think all of the investment would always be at risk? so it does not mean you should avoid investing? the investment is a good thing to add to your wealth? you can see a lot of entrepreneurs to invest and they managed to become rich because of it? why do not you try it?
you are right, all the investments are at least a little bit risky and if you put your money into it then you should be aware that you might lose it