it would not happen to me unless I'm being hacked or manned by someone knowing I'm holding that amount of money but the answer to that question is that I will start regaining it via fiat or bitcoin but I may have trauma against bitcoin if I lose that amount of money.
You are quite strong to have the guts to regain those money that you lost.
Because if I were you, I would not be using bitcoins anymore, ever. The trauma it would give me, I can't imagine.