btiAndy,

What I meant for that was forum software, although the moderators here are well know for censoring posts they don't like here and elsewhere.

It is interesting that the guy that was complaining about us not being hard enough on scammers was letting an obvious scammer post using my account and instead of trying to prevent it he went on to attack me personally.

Bitcointalk has a lending session. What do they do to prevent scammers there? Are the mod's scammers because they let people ask for loans using the forum? What about the ponzi schemes? This forum hosted many of them, are the forum operators responsible since they hosted many of the "obvious" ones? If you prefer the diligence they do go to their lending session and lend your money there.

We do a lot of work to try to remove the scammers from our platform, we hired one person that calls every single new borrower before the listing is posted. We check job references, we check bank accounts, among many other things. Some loans go bad, just like they go bad here and everywhere else.