protect yourself at all cost, on this case your coins. just having one wallet is very risky as you can lose all of them at once. there's no harm in having a back up storage
I am also protecting my coins by dividing it into different wallets. And aside from that, you can also minimize use of online wallets because they are more prone to hack attacks. Store most of your coins to a few cold wallets and use only online wallets for bitcoins you will use or spend more often.