If horders and losers, (in the sense of losing their bitcoins) really build up there won't be enough liquidity to attract major retailers. I wish the currency itself could increase its value on a fix scale much like it's quantity does as well.
You're still not getting it. What I highlighted above is, quite literally, impossible with Bitcoin. Bitcoin is
perfectly frictionless. (So long as the Internet exists) There is no external impediment to velocity, and it has a very high maximum possible velocity. There can never be a systemwide liquidity problem for Bitcoiners in the absence of a concurrent solvency problem.
It's also literally impossible for the bitcoin economy as a whole to have a solvency problem.
You're not dealing with anything like what you're used to.