I really hate the amount of scammers here.
Am I wrong for assuming that it makes it harder for legitimate people to get loans?
A solution to this could be requiring ID checks.
Scammers will be only able to scam once.
MAC
Whats worse than losing a few coins t a scam ?
Handing over all your ID and now a scammer has it.
Im surprised people like Nefario who got peoples Id for glbse and btcjam havent taken out massive credit card debts on behalf of people who hand that over.