What will happen if Inchain do not detect a scam? How will you deal with it?
We will pay because it is an insurance case.
What's a doubtful exchange, and what isn't? Same for web-wallets.
If service operates some years, his founders and managers are opened, if there is no "negative" info about a service, if service has a legal status, if it uses 2factor, multisig and so on - it has a hight rank.
How will you rate bonds and rest? More important, what will prevent Inchain to create a bond, give it a great rating, gather huge funds, and then run away?
The bond rating is a dynamic value and can be changed during his lifetime, the bonds are rated according to dynamic ratings of services whose risks included in the bond. But, Inchain intends to make a pool of bonds for distributing risks of every insured service in each bond. You can see it in Inchain financial model that available for download in OP. Because of all Inchain business logic realised in smart-contracts, there will no chance to issue fake bonds.