But the money in the bank is not 100% safe; will you feel safe if you gave your money to a stranger in the street that is known for making terrible money choices? No, then why do you feel safe with your money on a bank?
There is nothing safe in this world, either saving your money in bank or even saving your bitcoin in cold wallet . If you wish for something safe then there is no such thing exist . However some people still on the thoughts that keeping your money safe in the bank is the best thing you can do right now
Well, in that you are correct, but I think the main difference between a bank and bitcoin wallet is control, with your money in the bank you are relegating the control of your money to a third party, while with bitcoin you are in complete control of your coins.
That's true but even with bitcoin wallet you always have an fear of loosing them in hands of scammers or wallet gets corrupted and if you don't have backup, but if you loose your money in banks then they will take full responsibility.