In my opinion btc wallets are a safer option. In the Banks, fees are higher and there is the problem of centralization, but it's still the most practical way.
Dude you're wrong bitcoin wallet is not that safe enough to trust we dont know what will happen in next year ,everyday and in my opinion banks is much more safer option bcoz banks are more highly secured if someone stolen your money you can trace it.
My friends never missed $ 400 due in showrooms bitcoin wallet and forgot to censor part identifier. so be careful