Buying a hardware wallet can be good but I think that I would not use it a lot because I have some other wallets.
I also use online wallet so that is why..
I think that its also not worth it because its not very easily with payments, online wallets are better for payments.
On the other hand hardware wallets can be nice for large amounts maybe.
You need learning more about the hardware wallet, it's just like you're using the offline wallet but you can bring your wallet into everywhere you want. and you can synchronize the hardware wallet with an offline wallet like an electrum and that is the best combination.