If it's desperate, then I would consider asking my friends and family first. If that doesn't work out(which I'm sure will) then I'd try to take a loan with a collateral. And If that doesn't work out too, then I'd consider selling the collateral for a low price. If I were in desperate need for money..
I'm assuming the money is not a very very large sum
I'm assuming the money is not a very very large sum
If I am desperate in need for money I will not go to the bank because if I will going to take a loan there are just going to reject my application.
Because I don't have stable job and I don't like to pay interest rates that they are going to put to the borrowed money.
I will just going to use my savings if I am really desperate.