If you are making money with Bitcoin then it can effect your life in a positive way which is a good thing, I am using Bitcoin because I want to make more money.
Bitcoin is letting me do that so it is also effecting my life somehow.
Yeah it will depend on what path we choose to earn them, if we choose the right path by working hard and putting honest efforts then it will surely have positive impact on our lives but if we choose the wrong path like gambling then we very well know what would be an end result.