I also live in philoppines . But my example is the current wage in the US, so that their wage is enough to live and they have also a savings. In the philippines the wage of employee is not enough to live, theres many expences, like paying bills, foods and etc. But, if you want really to save, its up to you not in your wage. You have choices save your money if you really want or dont save thats easy.
     Good advice. But you see in developing countries, people sruggle for their daily earnings. They cant even think about ten percent of their income.Their wages is verylow and on the other hand, cost of living is very high.