I've downloaded a lot of free ebooks about money management. I read them but, I should always get reminded about spending it's like before you wake up in the morning you need to be reminded. We need it in our lives but I have to admit that I'm not really good at money management, but I'm learning my lesson, it's not too late for me at all. To be able to reach our goals and dreams we need a good money management.
Exactly, without a proper management plan your money will just finish in a way that you will feel like they were gone without doing anything for you, just because you have not spent them with discipline, and financial management is good for your savings as well.