To paraphrase, saying "That's what everyone else is doing" does not equate to "That's what's right" or "That's what's best."
True. But we moved towards mandating it, not the other way around.
The result is the uninsured motorist is now
liable for those bills, and probably for the disability. That's both OK, and equal. (Well, equal after the liability is settled.)
In your starry eyed view of libertarian views, you completely missed the content of my post. Being liable does not equate to compensation.