Do you even read? "high-yield investment program", AKA "scam", I posted that already. You can call it "Unicorn Savings and Loan", that won't change the fact that it's an unsustainable, illegal, criminal scheme designed to separate the gullible from their money.

And yes, you're lying about banks. I dare you to post proof of banks making "a lot more money on savings accounts than 14 percent a month" in any reasonably developed country.