Borrowing bitcoin is as dangerous as borrowing money never do it unless you have to do see a good chance you can make money with.
Be careful when borrowing out money aswell cause it's very easy to get scammed always research the person first and make a contract
Borrowing money means you will receive the money.
Maye you are talking about lending the money since lenders will take the risk of not being paid back. But with a proper collateral that have much worth the value than the amount they lend, everything will be fine and no worries if the borrower goes wrong.