I came to figure out, why would a consumer/customer use Bitcoins?
You have to pay the 3 cent fee, while you dont have to pay anything when paying with a credit card.
So what is really a benefit for using Bitcoins, customer wise?
SAFETY
NET DEFLATIONARY
SMALL FEES ( I do have to pay fees when using my card)
FRICTIONLESS (no capital control)
FAST SETTLEMENT (10m- 60m)
CANT BE CONFISCATED (you are in control of your money)