Loans is very risky.. few people can be trusted. Yes? but there's a lot of people who can scam you and might loose all of your investments. Better find a way to invest your money in a different or better way like trading.. yes it may take a while for you to make profit from it but it's really worth it.
giving loan is already illegal and in Islam, you can give loan for free but cannot demand for interest, so it is better to invest you money some where else from where you can really get good profit instead of giving loan as it is really risky and some people can scam you.
That's right, a muslim is never supposed to give loans to people in order to get profits out of it as getting interest is Haram in Islam so it is considered a sin, better to just find a good investment program then doing something like that, and loans are risky too as the title stats.
you do not have to bring religion into this, let this be a matter of each. because Muslims know what is good and not to do. I own Islam and certainly never liked to investments such as loans that have interest. but I just like to borrow it to my friends when I really needed it.
so that no interest.